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Digital Tool · Version 2.0

Novated Lease Transparency Calculator

Stop guessing what a novated lease will actually cost you. Version 2.0 is a full redesign that shows your net pay change, breaks down every cost, and checks your provider quote line by line.

  • Explore mode and Quote mode

    No quote yet? Pick a vehicle type and get instant estimates. Already have a provider quote? Enter the exact figures for a precise result.

  • Your net pay change, front and centre

    See how much your pay drops per fortnight, with a plain-English summary and a side-by-side view of take-home pay with and without the lease.

  • Novated lease vs car loan

    Compare against a standard car loan with an editable rate, term and balloon, including the GST difference on the amount financed.

  • EV, standard and luxury vehicles

    Handles the EV FBT exemption, ECM for standard vehicles and the luxury vehicle adjustment automatically.

  • Check your provider quote

    Enter the rent figure from your quote and see live how it compares to the calculated figure.

  • Cross-verified against real provider quotes

    Outputs match real provider quotes to within a few dollars, and the engine has been tested across 160 scenarios.

General information only. Not financial advice. Results will vary based on your individual circumstances. Speak to a licensed adviser before making any decisions.

Instant Access
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Novated Lease Transparency Calculator

Version 2.0

What you get
🔗 Private link to the hosted calculator, no download
📱 Works on any phone, tablet or computer
⚡ EV (FBT-exempt) and standard vehicle support
🔄 Free updates each financial year
Get instant access

Secure checkout via Payhip. Your private link is delivered by PDF straight after purchase.

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