Novated Lease Calculator
Compare the real cost of a novated lease vs buying outright. Factor in your income, FBT, and running costs.
Open CalculatorAussie Personal Finance
Money questions,
answered simply.
I'm not a financial adviser — just a regular Australian who got curious about money and started sharing what I found. Think of it as a mate walking you through the stuff nobody bothered to explain.
Free Tools
Calculators & Resources
Handy calculators to help you think through common Aussie money situations. Not advice — just a way to run the numbers yourself.
Offset Account Savings
See exactly how much interest you save by parking money in an offset account over the life of your mortgage.
Open CalculatorSuper Contribution Optimiser
Work out whether salary sacrificing into super makes sense based on your marginal tax rate and goals.
Coming SoonHECS Repayment Calculator
Find out when your HECS debt will be gone, what you're currently paying, and whether a voluntary repayment makes sense.
Coming SoonETF vs Property Comparison
Model both investment paths side by side over 10–30 years using realistic Australian assumptions.
Coming SoonNegative Gearing Calculator
Understand the actual tax benefit of negative gearing on an investment property for your income bracket.
Coming SoonYouTube
Latest Videos
I cover the money questions most Australians are googling but can't get a straight answer on. No jargon, no agenda — just what I've learned along the way.
Come hang on YouTube
New videos most weeks — common money questions, explained as simply as I can manage.
Resources
Recommended Tools & Apps
Things I've come across that seem genuinely useful. Have a look, do your own research, and make the call that's right for your situation.
Comparison Sites
Compare home loans, credit cards, and savings accounts side by side. Find what's actually best for your situation.
ExploreBrokerage & Investing
Platforms for buying ETFs, shares, and managed funds in Australia — low fees, easy to use.
ExploreHigh-Interest Savings
The best savings account rates in Australia right now — updated regularly so you don't leave money on the table.
Explore* Some links on this page may be affiliate links. This means I may earn a small commission at no extra cost to you. I only recommend products I believe are genuinely useful.